JEP online banking; worth the hassle?

I use an Android 10 tablet and an Android 10 smart phone. Apparently I need to download the JEP Movil app on my smart phone and the JEP Token app on either device to set up online banking, which I haven’t done yet.

A November 13 GringoPost thread mentioned several obstacles, including using a VPN. My VPN (which I’m very happy with) doesn’t have any Ecuador IP options.

Should I pass on pursuing online banking and simply occasionally check my balance at the branch or pay 30¢ to check my balance at the ATM?

Thank you,

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